For Pharma & Biotech Executives
Income Replacement Runway
Restructurings happen. See how long your household stays solvent if your W-2 ends tomorrow — and how passive real estate income extends the runway.
Your Household
Planned Real Estate Allocation
Assumes ~6.5% cash-on-cash from stabilized multifamily syndication distributions. Varies by deal and vintage.
Strong runway
26.1 months
Before adding passive real estate income. Total resources: $678,000.
Drawdown Scenario Math
- Monthly expenses (base)
- $22,000
- Dependent costs (2)
- $1,600
- Health insurance / COBRA bump (10%)
- $2,360
- Monthly burn in drawdown
- $25,960
- Liquid savings
- $450,000
- Severance (6 mo)
- $228,000
- Total runway dollars
- $678,000
With Real Estate Allocation
- Monthly income from $500,000 @ 6.5% CoC
- $2,708
- Net monthly burn (after passive income)
- $23,252
- New runway
- 29.2 months
- Extra months gained
- +3.0 months
To fully replace your monthly burn with passive income alone, you'd need approximately $4,792,615 allocated.
Get the full runway analysis
Includes a path to full income replacement using current syndication yields.
Cash-on-cash yields vary by deal, market, and cycle position. Figures are illustrative based on 2024-2025 Class B multifamily syndication averages. Informational only — not investment or tax advice.